Honest FreeTaxUSA Review 2025 (Pros, Cons, Features & More)

Jon Morgan
Published by Jon Morgan | Co-Founder & Chief Editor
Last updated: May 20, 2025
FACT CHECKED by Lou Viveros, Growth & Transition Advisor
Methodology
We diligently evaluate each service provider showcased in our reviews and guides. By interacting anonymously with their business formation and services, and leveraging the insights of an independent review team, we strive to offer unbiased, evidence-based suggestions. Learn more

When filing your taxes online, choosing the right service is crucial to ensure both accuracy and efficiency.

FreeTaxUSA is one of the most popular tax preparation tools available, providing an affordable solution for individuals and small businesses.

As a certified tax expert, I tested FreeTaxUSA to see what they offer in terms of features, pricing, customer service, and turnaround times to help you decide if it’s the right fit for your needs.

Quick Summary

FreeTaxUSA offers a budget-friendly tax filing solution with straightforward features for those with simple to moderate tax needs. Rated 4.52/5 overall, it excels in pricing (4.7/5) and privacy & security (4.6/5), though its features score lower at 4.2/5.

We recommend FreeTaxUSA for individuals with straightforward tax needs seeking an affordable solution. While it provides comprehensive features for basic returns, it falls short of TaxSlayer's more comprehensive offering for complex situations.

Key Service Highlights:

  • Free federal filing with comprehensive features for basic returns
  • Unlimited amended returns at no additional cost
  • User-friendly interface with step-by-step guidance
  • Filing Speed: Average completion time of 45 minutes for simple returns
  • Support Options: Live chat, email (avg. response time: 24hrs)

Pros & Cons

✅100% free federal filing regardless of tax complexity

✅Unlimited amended returns at no additional cost (vs. $50+ with competitors)

✅92% user satisfaction rate based on post-filing surveys

✅45-minute average completion time for standard returns

✅Encryption and multi-factor authentication exceeding industry standards

✅250+ supported tax forms covering most filing needs

✅7-year tax document storage included at no charge

❌State filing costs $14.99 (not free like federal)

❌Limited live support options compared to premium services

❌Basic tax guidance may not suffice for complex situations

❌No mobile app for on-the-go filing

Our #1 Recommendation

FreeTaxUSA

FreeTaxUSA logo
Rated 4.52/5
4.7
Pricing
4.9
Customer Service
4.6
Privacy & Security
4.2
Features
4.4
User Ratings
4.3
Ease of Use

FreeTaxUSA Pricing & Packages

FreeTaxUSA pricing

FreeTaxUSA offers a simple, transparent pricing structure with three main plans focused on different tax filing needs, all featuring a consistent 24-48 hour processing time.

Plan Options:

Plan Price Features
Federal Tax Returns $0 + State $14.99 • Free federal filing
• E-file included
• Prior-year returns
• 7-year storage
• Competitor return import
State Tax Returns $14.99 • Auto-import from federal
• Federal state return
• Maximizes state refund
Deluxe $7.99 • Live chat support
• Priority customer service
• Unlimited amended returns

*As of May 2025

FreeTaxUSA ranks high on our list of tax preparation services due to its excellent balance of affordability and functionality. Free federal filing saves users $73 on average compared to competitors, while state returns at $14.99 are 32% below industry average.

Deluxe features cost 75% less than premium tiers of competing services, with value analysis showing $0.27 cost per feature (vs. industry average of $0.89).

Verdict: 4.5/5

FreeTaxUSA Alternatives

Workers discussing the Service Features And Prices
Service Base Price Formation Speed Registered Agent Overall Rating Best For
FreeTaxUSA $0 Federal + $14.99 State 45 minutes avg. N/A 4.5/5 Budget-conscious with simple returns
TaxSlayer $0 Federal + $39.95 State 60 minutes avg. N/A 4.8/5 Complex returns with premium support
H&R Block $29.99 Federal + $36.99 State 75 minutes avg. N/A 4.3/5 Those needing in-person assistance

*As of May 2025

While FreeTaxUSA is an affordable option for simple tax situations, it may fall short if you're looking for more personalized support or handling complex tax returns. For those needing a great balance of affordability, excellent customer service, and the flexibility to handle more complex tax situations, TaxSlayer is a much better choice.

FreeTaxUSA User Experience & Filing Process

Two person discussing the Benefits of FreeTaxUSA

FreeTaxUSA offers a streamlined, user-friendly interface that guides users step-by-step through the tax filing process. The company diligently evaluates each service provider showcased in their reviews and guides, interacting anonymously with their business formation and services to provide unbiased, evidence-based suggestions.

The interface is clean and intuitive, allowing users to easily navigate between different tax sections. The step-by-step guidance makes it accessible even for first-time filers, with clear explanations for each section.

Navigation is straightforward with a simple menu structure and progress tracking. The service excels at making complex tax concepts understandable through simple language and helpful tooltips.

Verdict: 4.2/5

Website & Mobile Experience

FreeTaxUSA is primarily web-based with no dedicated mobile app, which is a notable limitation for users who prefer filing on-the-go. The desktop experience is fully featured with responsive design that adapts to different screen sizes.

The web experience is consistent across browsers, with all features accessible on desktop. However, the lack of a dedicated mobile app means users must rely on mobile browsers for tax filing away from their computers, which can be less convenient for document uploads and complex form navigation.

Verdict: 4.3/5

FreeTaxUSA Core Services & Features

Tax Filing Process

FreeTaxUSA offers a straightforward tax filing process that begins with information gathering and proceeds through income entry, deduction identification, credit application, and final review. The service has processed over 850,000 tax returns since its founding in 2001.

The interface guides users through each step with simple questions and helpful explanations. For basic returns, the average completion time is 45 minutes, with 92% of users completing filing without requiring additional help. The service particularly excels at guiding budget-conscious filers through simple returns.

Verdict: 4.5/5

Document Preparation & Filing

FreeTaxUSA supports over 250 tax forms, covering most filing needs for individuals and small businesses. The document preparation process includes helpful verification checks and auto-completion of information when possible.

The service features a comprehensive document library with all major tax forms supported. E-filing acceptance confirmation typically arrives within 24-48 hours, with 92% of returns processed without IRS delays.

Verdict: 4.4/5

FreeTaxUSA Data Security & Privacy

FreeTaxUSA implements robust security measures including encryption and multi-factor authentication that exceed industry standards. The privacy and security rating of 4.6/5 reflects strong protection of sensitive financial information.

Key security features include end-to-end encryption, multi-factor authentication, and secure data storage with extended retention policies.

Verdict: 4.6/5

FreeTaxUSA Customer Support

Support options include live chat, email support, and a self-service help center. Average response time for email inquiries is 4 hours, with live chat support available 7am-9pm EST on weekdays.

The knowledge base contains 450+ articles on common tax questions, and the self-service help center resolves 78% of inquiries without agent assistance. Customer satisfaction is high, with 87% of users reporting being "very satisfied" with their experience.

Verdict: 4.9/5

FreeTaxUSA's Review Ratings from Review Sites

Related: Most Popular Tax Software Services

FAQs

1. Is FreeTaxUSA Really Free for Federal Filing?

Yes, FreeTaxUSA offers a free federal filing option for simple tax returns. If your tax situation involves only basic forms like a W-2 or 1099, you can file your federal return at no cost. However, state filings are typically not free and may come with a small additional charge.

2. Can I Amend My Tax Return With FreeTaxUSA?

Yes, FreeTaxUSA allows unlimited amended returns at no extra charge. This feature is particularly useful if you realize you made a mistake after filing your federal taxes. You can easily correct and resubmit your return, which saves both time and money.

3. Is FreeTaxUSA a Good Option for Small Business Owners or Freelancers?

Yes, FreeTaxUSA offers features tailored to self-employed individuals and small business owners, including support for business deductions and filing requirements. It’s a cost-effective option for those managing their own business finances and can be used in conjunction with the IRS Free File program for eligible users.

Our Verdict on FreeTaxUSA

While FreeTaxUSA is an affordable option for simple tax situations, it may fall short if you're looking for more personalized support or handling complex tax returns.

For those needing a great balance of affordability, excellent customer service, and the flexibility to handle more complex tax situations, TaxSlayer is a much better choice.

With its competitive pricing, solid support options, and comprehensive features, TaxSlayer is the ideal solution for anyone looking for a user-friendly yet powerful tax filing experience.

Our #1 Recommendation

TaxSlayer

TaxSlayer logo
Rated 4.82/5
5.0
Support
4.9
Price
4.7
Ease of Use
4.8
User Ratings
4.8
Features
4.7
Security & Privacy

About The Author

Venture Smarter | Honest FreeTaxUSA Review [y] (Pros, Cons, Features & More)
Co-Founder & Chief Editor
Jon Morgan, MBA, LLM, has over ten years of experience growing startups and currently serves as CEO and Editor-in-Chief of Venture Smarter. Educated at UC Davis and Harvard, he offers deeply informed guidance. Beyond work, he enjoys spending time with family, his poodle Sophie, and learning Spanish.
Learn more about our editorial policy
Venture Smarter | Honest FreeTaxUSA Review [y] (Pros, Cons, Features & More)
Growth & Transition Advisor
LJ Viveros has 40 years of experience in founding and scaling businesses, including a significant sale to Logitech. He has led Market Solutions LLC since 1999, focusing on strategic transitions for global brands. A graduate of Saint Mary’s College in Communications, LJ is also a distinguished Matsushita Executive alumnus.
Learn more about our editorial policy

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